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xiaozhuzhu 发表于 2012-11-8 10:56

short sale的房子真实熬人啊

网上都说usbank很难很慢,而且还是两个loan,很多人都说几乎就不可能。不知道vegas的情况怎么样,一个月什么进展都没有。

caveman 发表于 2012-11-8 22:04

Banks are getting a lot better when it comes to short sale, especially the big 5.  
(BOA, WF, Citi, Chase & USB).  If there is a major delay, it is because the agent did not get all the docs together, or negotiator has back log.  My short sales get their first counteroffer within 6 weeks after the docs are all ready.

xiaozhuzhu 发表于 2012-11-8 23:59

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29472&ptid=15555]2#[/url] [i]caveman[/i] [/b]
fingers crossed for it. Put in another offer today. Also short sale, will buy whichever approved first.

gerhouse 发表于 2012-11-10 04:25

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29451&ptid=15555]1#[/url] [i]xiaozhuzhu[/i] [/b]

I bought a short-sale condo which got approved by the banks more than 4 months after accepted by the saler.
It will not surprize me if you wait more than 3 months.

chadsellsvegas 发表于 2012-11-10 21:15

我有相同经历,卖主有二个贷款,一月份签约,五月收到第一银行批准信,七月得到第二银行批准,第一封批准信过期,再申请,最终八月底完成。幸运的是卖主诚心短卖,雇了律师邦忙谈判,屁股较干净,没欠其它钱。总之要耐心加运气。

xiaozhuzhu 发表于 2012-11-11 12:12

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29502&ptid=15555]4#[/url] [i]gerhouse[/i] [/b]
看来大部分的shortsale还是时间很长啊,郁闷

xiaozhuzhu 发表于 2012-11-11 12:13

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29507&ptid=15555]5#[/url] [i]chadsellsvegas[/i] [/b]
这也等太久了,不知道邓不下去了能不能退出阿.

carrie 发表于 2012-11-11 20:59

SHORT SALE 啥意思呢,新人请教:$

小冬冬 发表于 2012-11-11 21:19

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29526&ptid=15555]8#[/url] [i]carrie[/i] [/b]

[b]就是“羞到傻卖”,[/b]

iwantbibi 发表于 2012-11-16 13:43

我7/9/2012签的合同,10/04/2012 CLOSING 的, 1st: ONEWEST BANK; 2nd: WellsFargo; 现金买的。 卖家的SHORT SALE AGENT 是KELLER WILLIAMS MARKETPLACE, 我的AGENT是REMAX. 当时的起价是79000, 有8个OFFER, 我出85000现金价。 最重要的是出价, 当时银行的估价是95000, 银行一般可接受的出价是估价的90%左右,我的AGENT比较有经验, 但是我的价格比邻居买高了。虽然现在涨了一点。

Irene 发表于 2012-11-16 14:35

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29633&ptid=15555]10#[/url] [i]iwantbibi[/i] [/b]

我认为, 如果有multiple offer, 能被递上去, 到最后买到手, 基本上出的价是这些offer中最高价(排除和agent有什么deal). 有一朋友, 人在外州, 让我帮她看房, 她刚开始时想买, 但又怕被接受offer, 因为怕被说成是最高价, 再加上今年房价涨了, 后来干脆就不买了. short sale的房等2-8个月是正常的.

xiaozhuzhu 发表于 2012-11-16 15:15

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29633&ptid=15555]10#[/url] [i]iwantbibi[/i] [/b]

如果能这么快close我就谢天谢地了,关键第一个是usbank,慢的很。

xiaozhuzhu 发表于 2012-11-16 15:19

[b]回复 [url=http://www.chineseinvegas.com/bbs/redirect.php?goto=findpost&pid=29638&ptid=15555]11#[/url] [i]Irene[/i] [/b]
希望是两个月,不是8个月。

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